Any discussion about auto loan interest rates has to begin with how the variables affect the rate. Variables like length of contract, down payment, and credit score, new or used, you get the picture! All of the aforementioned factors have an impact on the car loan interest rate which you are likely to be charged. Here’s how they generally affect the rate:

• Shorter term = Lower rate
• Larger down payment = Lower rate
• Higher credit score = Lower rate
• New car = Lower rate

Interest rates can also vary by the source. Manufacturer’s finance companies are the most likely to offer the lowest rates because they can potentially make a profit on both parts of the transaction, the sale and the loan. Banks and Credit Unions have always been a source for auto financing, and of course where you are right now the internet. Many of the internet finance websites like LoanexFastCash.com work through dealer/lender networks that supply not only the vehicles but the financing as well.

So where do you turn for financing? That depends upon your situation, want a 24 month loan and have 25% down with a credit score of 740? You can go anywhere! They’d love to have you! Need a 48 month loan with 5% down and a credit score of 675? Some of the sources may not be so willing but in general you can still get a reasonable reception at all the above resources. But if you’re looking for extended terms with little money for a down payment and a score below 650? You’re in the right place right where you are! You need financing from the LoanexFastCash.com and its dealer/lender network. Dealers and lenders who are experienced in offering auto loans at competitive rates to people who the other sources are likely to reject.

Our simple easy application begins the process and we will provide prompt action on your request from the nationwide dealer/lender network that are a part of the LoanexFastCash.com. With the Loanex Fast Cash you can be sure that you will receive interest rates and terms that are competitive and consistent with credit and variables of your type. We’re ready and waiting, give us a chance!