If you haven’t been back to the Making Home Affordable website since the Obama mortgage relief plans were originally announced maybe you should. Things have changed. Many of the restrictions, fees and conditions which made the initially offered programs unattractive or unavailable to many are modified or gone. The time frame has even been extended, programs due to sunset December 31, 2012 have been extended to December 31, 2013 providing opportunities to qualify for those who may not previously.

A recent development known as Obama Mortgage Refinance Plan 2012, or 2.0 as it’s sometimes known, further opens the doors for mortgage holders who are underwater and struggling to stay in their homes.LoanexFastCash.com has the experts with all the latest information to assist you in saving your home and making your finances more secure. A conversation with a Southeastern mortgage broker confirmed that the plan is now being utilized by more homeowners but that there are still many who could benefit. As mortgage rates continue at all time lows maybe it’s time you considered the LoanexFastCash.com Obama Mortgage Relief Plan options.

Though the floor level of mortgage refinance of 80% still applies the former ceiling has been removed and people who found themselves more than 125% LTV are now eligible where formerly they were not. Many of the fees which were earlier a part of the process have been waived or reduced and in some cases an appraisal is no longer required. Veterans have had funds added to programs administered through the Army Corps of Engineers to assist them in dealing with many of their unique problems because of frequent relocations. Funds have been allocated for assistance to those whose homes were put in foreclosure because e some lenders did not follow guidelines for military personnel stationed overseas. The government has tried to remain responsive to change and to make these programs available to more people.

If the paperwork has you flummoxed get help from one of the mortgage experts you can find here to make sure that you have all the necessary documentation. While the program and all of its iterations have been set up for individuals to negotiate themselves, people who have availed themselves of assistance from advisor at sites like the LoanexFastCash.com have frequently had greater success.