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For Your Next Car
First Time Car Buyer Programs with LoanexFastCash Auto Loans
Like anyone just starting out there are many challenges. Whether it’s because you’ve completed your education or training, been recently divorced and on your own or are a recently arrived immigrant…..You need transportation! Here are some of the facts of life you need to know. To most lenders a newly minted grad, recent divorcee or immigrant with no credit history is as much of a risk as someone with bad credit. Here are the “must have” basics to successfully get an auto loan in today’s world:
- Must have a permanent residence.
- Proof of employment and verifiable income is required; jobs for
which you are paid “under the table” don’t qualify.
- You must be 21 in most states but at least18
- Incomes need to be at minimum $1200 per month with $1500-$1800 more desirable.
- Know your credit score; obtain a copy of your credit history
If you fit those basic parameters then LoanexFastCash.com First Time Buyers Program can help you with the car you need. Before we go further though, there are a few more pieces of advice for the First Time Car Buyer:
- New cars are nice, but it is easier to get financing for a late model used car, most lenders want to finance cars that are no more than 5 years old
- Look for a car that has the most safety features. They might save your life and they could save you on insurance (features like traction and stability control, for instance.)
- Check with an insurance agent to see what the car you’re looking at will cost to insure, that V8 convertible may cost more than you can afford!
- Repairs are a major expense, check consumer agencies and federal government sites for recall and repair history information on the vehicle you are considering. Certified used cars have been thoroughly inspected and necessary repairs made.
- Line up a cosigner if you think you will need one. This is more easily accomplished before hand. You can call a friend or family member. Maybe you won’t need one but just in case.
And now, how are you going to pay for it? Many auto manufacturers have first time buyer/recent grad programs. Check them out! If you find you don’t qualify, LoanexFastCash.com can help. LoanexFastCash.com is not a lender but we are a contact point between you and auto dealers and internet lenders who can provide the first time buyer auto loan you need for, what else? Your first car!
First Time Buyer Programs benefit more Than Just the Recent Grad! Divorcees and Newly Arrived Resident Aliens can get help at LoanexFastCash.com too!
Whenever you enter a new stage of your life you look for someone to guide you through the pitfalls that may be out there. When you are looking to buy that first car, you need people you can trust. LoanexFastCash.com has assembled a network of dealers and internet lenders that are not only people you can trust but also people familiar with the challenges of financing First Time Buyers car loans. Dealers you know, not the Buy Here/ Pay Here lots that make promises but can’t always deliver. LoanexFastCash.com works with dealers who can offer you both new and used cars that are reliable, and backed by a team of technicians who can service what they sell. Many of our dealers offer certified used cars that carry extended warrantees.
First time car loans and first time buyer’s programs are a specialty of LoanexFastCash.com. Not everyone in the lending business or the auto trade will work as hard to finance your first car or understand your special needs. Remember many banks and credit unions think of first time auto loan with no credit history in the same way as they do those with bad credit.
Apply Now through our secured website! Your financial information is safe with us!
LoanexFastCash.com has a simple, easy online application that assures you prompt, professional attention and rapid approval. Your information is shared only with the people who can help. For more than 5 years LoanexFastCash.com has been assisting first time car buyers with not only the car they need but also competitive rates and attractive terms for loans of this type.
Make your first auto purchase a satisfying one at LoanexFastCash.com. Apply Here, Right Now and solve your first time car loan needs with us!