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Filing Bankruptcy in Louisiana

Finding an efficient lawyer to help you file for bankruptcy under Louisiana bankruptcy laws.

It’s important to find a good lawyer before you think about filing bankruptcy in Louisiana. One has to find a lawyer who specializes in bankruptcy related proceedings. Even though many Louisiana bankruptcy attorneys provide bankruptcy related services, it’s not necessary all bankruptcy lawyers are good and effective. It’s suggested you initially find which of the Louisiana bankruptcy lawyers practice in your area. Subsequently check out their reputation - what other non-bankruptcy lawyers say about them, what kind of feedback they provide. If possible, it’s also worth checking out what their clients have to say about their experience during the bankruptcy process. Louisiana bankruptcy filings can be quite complicated, so it’s advised you search for a bankruptcy lawyer who’s experienced, and has handled many bankruptcy cases.

State exemptions in Louisiana

Federal bankruptcy exemptions are not available in Louisiana.

Homestead

Occupied property up to $15,000 and should not exceed 160 acres on one tract, or exceed on two or more tracts if a home exists on one track and field, gardens or pastures on others (husband and wife cannot double). The spouse or the child of the deceased can claim homestead exemption.

Wages

A minimum of 75% of all earned and unpaid wages. The bankruptcy judge can authorize more exemptions for low-income debtors.

Wild card

None available.

Automobiles

Up to $7,500. In case of a motor vehicle modified for a disabled person, up to $7,500.

Misc.

Exemptions on the property of a minor child.

Louisiana bankruptcy lawyer

As per Louisiana bankruptcy law, a debtor can either file for Louisiana Chapter 7 bankruptcy, or opt for Louisiana Chapter 13 bankruptcy depending upon the extent and nature of his or her debt. A good Louisiana bankruptcy attorney also provides the much-needed legal counseling during the bankruptcy proceedings. An efficient lawyer can simplify your process to a great extent, so appoint your bankruptcy lawyer today if you’re sure to file for bankruptcy.

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