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Bankruptcy Counseling

FREE Bankruptcy Application Form

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Filing Bankruptcy in New Jersey

The importance of bankruptcy lawyers while filing bankruptcy under New Jersey bankruptcy laws.

New Jersey bankruptcy law legally allows you to hire an attorney to help you in your bankruptcy process. New Jersey bankruptcy attorneys are professional consultants who have the expertise and the experience to help you win your bankruptcy case, and make sure you benefit from the exemptions offered by the bankruptcy statute. Depending upon the nature of your financial debt, and whether you’re self employed or working for some firm, a New Jersey bankruptcy attorney will help you with your New Jersey Chapter 7 bankruptcy filing, or if you fail to qualify for that, then alternately for New Jersey Chapter 13 bankruptcy. Filing bankruptcy in New Jersey can be easy if you’ve selected the correct bankruptcy lawyer. It’s suggested you check out the local New Jersey bankruptcy lawyers practicing in your area, and appoint one to represent you in your bankruptcy court.

State exemptions in New Hampshire

State and federal bankruptcy exemptions available in New Hampshire.

State exemptions in New Jersey

State and federal bankruptcy exemptions available in New Jersey.

Homestead

None available.

Wages

A maximum of 90% of all earned and unpaid wages if the income is under $7500. In case of income over $7500, the judge determines the amount to be exempted. All wages and/or allowances received by military personnel exempted.

Wild card

None available.

Automobiles

None available.

Misc.

Property registered as a business partnership.

New Jersey Bankruptcy Lawyer

As far as New Jersey bankruptcy filings go, the debtor filing for bankruptcy is legally entitled to personally file for bankruptcy, and a formal representation is not needed. However, since New Jersey bankruptcy laws are very stringent in terms of bankruptcy proceedings, it makes sense to have a legal counsel represent you in the bankruptcy court, as lawyers have a legal standing and can arbitrate your bankruptcy case in the most effective manner.

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