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Filing Bankruptcy in Washington

Washington bankruptcy laws can provide you debt relief

The most important part of debt forgiveness is in understanding what went wrong with your decisions that resulted into your debt. It’s required to take professional help in analyzing your debt condition, if you’re to prevent the debt from occurring again in the future. Washington bankruptcy attorneys are the best professionals to study, analyze, and explain the root causes resulting into your debt. Ideally, bankruptcy should be the last option for the debtor, since filing bankruptcy in Washington could lead to negative credit ratings for many years, which can prevent you from availing credit facilities in the future. Washington bankruptcy law offers two types of bankruptcies - Washington Chapter 7 bankruptcy and Washington Chapter 13 bankruptcy. It’s important to know which bankruptcy you qualify for. It’s suggested you contact your local Washington bankruptcy attorney to find out your eligibility as far as bankruptcy filings are concerned.

State exemptions in Wyoming

Federal and state bankruptcy exemptions available in Washington.

Homestead

Real property and/or a mobile home up to $40,000 (no limit if the debtor seeks to discharge the debt based up on failure to pay the state income tax determined on retirement benefits that are received). Must file for the homestead declaration before the sale of home or primary residence.

Wages

A minimum of 75% of the net weekly disposable earnings, or alternately 30 times of the federal minimum hourly wage (whichever is more). The bankruptcy judge can authorize a greater amount for low-income debtors.

Wild card

Up to $2000 of any type of personal property. Not more than $200 in cash, bonds, bank deposits, stocks, and securities).

Automobiles

Motor vehicles up to $2,500, and up to $5,000 for two vehicles belonging to community.

Misc.

Property registered as a business partnership.

Washington bankruptcy lawyer

The main purpose of filing for bankruptcy in Washington is to avail the debt relief provided by the bankruptcy court. Washington bankruptcy filings can be difficult and complicated. A bankruptcy lawyer is the best person to advise you how to go about your bankruptcy proceedings. Washington bankruptcy lawyers have a legal standing in the bankruptcy courts to negotiate on your behalf, and make sure you benefit from the exemptions. So contact one in your area today.

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