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Filing Bankruptcy in West Virginia

File bankruptcy under West Virginia bankruptcy laws and keep your creditors at bay

Knowing about what kind of exemptions are available under West Virginia bankruptcy law is very important for debtors who’re planning to file for their bankruptcies. The process of filing bankruptcy in West Virginia can be complicated, since the state and federal law allows both the kinds of bankruptcies - West Virginia Chapter 7 bankruptcy and West Virginia Chapter 13 bankruptcy. It’s advisable to consult a West Virginia bankruptcy attorney to find out what kind of bankruptcy you qualify for. It’s worth contacting your local bankruptcy lawyer to avail professional bankruptcy help before you actually file for your bankruptcy.

State exemptions in West Virginia

Federal bankruptcy exemptions not available in West Virginia.

Homestead

Personal property used as primary residence up to $25,000. Portion of homestead not in use may be applicable to any other property.

Wages

A minimum of 30 times of the federal minimum hourly wages per week. The bankruptcy judge can authorize a greater amount for low-income debtors.

Wild card

Up to $800 on any property. The unused portion of the homestead and burial property are exempted.

Automobiles

Motor vehicles up to $2,400.

Misc.

Alimony and child support exemptions. Property registered as a business partnership.

West Virginia bankruptcy lawyer

Bankruptcy exemptions are to be availed during West Virginia bankruptcy filings, since they are the main reason for filing any kind of bankruptcy, and West Virginia bankruptcy lawyers are the best professionals to advise you how much benefit you’re likely to get from your bankruptcy filing process. The exemptions vary from state to state, and since West Virginia bankruptcy attorneys are conversant with the recent exemptions offered by the state and federal governments, it’s recommended you contact one in your area.

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