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Filing Bankruptcy in Wisconsin

Wisconsin bankruptcy laws can help you find a way out of your debts

It’s necessary to know about bankruptcy in Wisconsin before you file for any type of bankruptcy in the state. It’s also important to know about the exemptions offered by Wisconsin bankruptcy law, and whether you ought to file for Wisconsin Chapter 7 bankruptcy or to opt for Wisconsin Chapter 13 bankruptcy, since both the bankruptcies cater to different kind of debts and debtors. You can get all bankruptcy related help from Wisconsin bankruptcy attorneys. So consult your local bankruptcy lawyer now.

State exemptions in Wisconsin

State and federal bankruptcy exemptions available in Wisconsin.

Homestead

Property currently occupied, or which you intend to occupy up to $40,000. Proceeds from the sale exempted for 2 years from the date of the sale in case you plan to buy another home (husband and wife cannot double).

Wages

Up to 75% of net weekly income, or 30 times of the federal or state minimum hourly wages - whichever is greater. Bankruptcy judge can authorize further exemptions for low-income debtors.

Wild card

None available.

Automobiles

Motor vehicles up to $5,000 (husband and wife can double. The unused portion of up to $12,000 of your personal property may be further exempted).

Misc.

Alimony and child support exemptions. Property registered as a business partnership.

Wisconsin bankruptcy lawyer

Wisconsin bankruptcy filings can be difficult, since you’re required to submit a proper hardship letter in the bankruptcy court to avail the bankruptcy benefits. It’s recommended you avail the services of a reputed Wisconsin bankruptcy attorney who can represent you in the bankruptcy court, and arbitrate on your behalf. Wisconsin bankruptcy lawyers have a legal standing in the bankruptcy courts, so they can help you save time, as well as provide you with the vital legal consultations during your bankruptcy proceedings.

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